California Legislature: More Uninsured, Please

ACTION

California has imposed so many regulations on the group market that its premiums are often twice as expensive as those of individual plans. For families, group plans now average nearly $12,000 per year, compared with about $3,900 for families buying coverage on the individual market.

In contrast, individual plans in California are far less regulated and -not surprisingly- far more affordable. As of March 2008, individual health plans in California are among the least expensive in the U.S.

That difference in affordability may be disappearing.

AB 1962 would impose a mandate for every individual health insurance policy to cover maternity benefits regardless of whether the person needs, wants or can afford this coverage...

[this is how government involvement bankrupts systems: group premiums should be lower than individual premiums - until you add regulation...]

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AB1962, De La Torre.Maternity services.
CA Assembly members email >> http://www.leginfo.ca.gov/yourleg.html